This one’s gonna be scary!
It can be really hard to tell when you've reached your maximum medical improvement, and even harder to predict whether you'll need care in the future. Even if you're relatively sure you'll need future care, you can bet that the adjuster will interpret any ambiguities against you. For this post, our good friend and nurse-paralegal extraordinaire Martin Ginsburg offers his sage advice for (i) determining the need for future care and (ii) communicating that need to the insurance company.
No insurance policy would be complete without some good ole' convoluted language! We're going to decipher all that stuff for you, or at least give it our best shot!
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Medicare is great, but it can turn into a real bear when the time comes to disburse your settlement proceeds. It's super important that you know this stuff before it comes back to bite you; read on!
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